Political Commentary
WHAT THE RECENT FED RATECUT MEANS FOR YOU And What You Should Do About It
WHAT THE RECENT FED RATE CUT MEANS FOR YOU And What You Should Do About It This past September, the Federal Reserve announced a 0.5% reduction in short-term interest rates, delivering a bigger-than-expected cut. This move marks a shift in strategy from the previous two years. “The Federal Reserve spent the last couple of years…
Read MoreFocus on Long-Term Planning, Not Headlines: Building Wealth, No Matter Who Wins
Markets are driven by more than politics. Here’s what really matters. As the 2024 U.S. presidential election approaches, many investors are still feeling anxious about how the outcome might impact the markets. While elections can spark uncertainty, history shows that markets tend to perform well over time—regardless of who occupies the White House. This year…
Read MoreDoes The Presidential Election Impact The Stock Market?
Financial Planning In 2024 Election years often stir up emotions that can impact our financial decision-making, yet history has shown that markets do well regardless of who becomes president. In fact, nearly a century of returns shows that stocks have trended upward during election cycles. “There’s no silver bullet for the type of president needed…
Read More2021 – Q3 Market Update
We hope you are all enjoying your summer! It is another hot one in Southern California, almost as hot as the real estate market. I know the Vance Wealth team has been trying to beat the heat by heading to the beach or spending time in the pool this summer. However you are trying to…
Read MoreWith the Election Looming, Have the Results Mattered Historically for Markets?
It has been argued that the upcoming election on November 3rd between Democratic presidential nominee Joe Biden and the incumbent Republican president Donald Trump, is the most important election in history. I am not here to argue that; I believe every election is important. But, while important, has it really mattered who won (Democrat or…
Read MoreCoronavirus aid, Relief and Economic Security (CARES) Act of 2020
$2.5 trillion stimulus package passed on March 27, 2020, aimed at providing some financial relief to small businesses and their employees amid the coronavirus pandemic. How does this affect retirees? Temporary waiver of Required Minimum Distribution (RMD) rules Participants who have or are required to take a minimum distribution in 2020 based on the value…
Read MoreHow to fix the student loan crisis NOW!! Let’s get creative. Need Action TODAY
Stats/Facts: Total Student Loan Debt: $1.56 trillion Total U.S. Borrowers With Student Loan Debt: 44.7 million Average Student Loan Debt: $32,731 Average Student Loan Payment: $393 (Source: As of 3Q 2019, Federal Reserve & New York Federal Reserve) How to solve this: Step 1: Issue $1.5 trillion in 30 year treasury bonds at 1.75% (as 3/19) Step…
Read More2019 Mid – Year Investment Update
Greetings, Even though accounts are positive year-to-date after a swift recovery from the Q4 2018 volatility, most people do not realize that the S&P 500 has been essentially flat since the market peaked back on January 26, 2018 (S&P 500: 2,872) over 18 months ago. The S&P 500 closed August 12th at 2,883, only +0.38%…
Read MoreTHE TRUMP ERA – How the new Presidency may impact the American economy, and what that means for you
The first three months of the Trump presidency have been politically tumultuous and divisive. Opinions on the work he has done so far, and the work he has planned for the future have been far-reaching, and are being debated everywhere from our newsrooms to our living rooms. It can be challenging sometimes, to cut through…
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