Posts by VanceWealth
How to fix the student loan crisis NOW!! Let’s get creative. Need Action TODAY
Stats/Facts: Total Student Loan Debt: $1.56 trillion Total U.S. Borrowers With Student Loan Debt: 44.7 million Average Student Loan Debt: $32,731 Average Student Loan Payment: $393 (Source: As of 3Q 2019, Federal Reserve & New York Federal Reserve) How to solve this: Step 1: Issue $1.5 trillion in 30 year treasury bonds at 1.75% (as 3/19) Step…
Read MoreAging in the Tech Era – What it means for Your Future
It’s no secret that the explosive rise of technology in recent decades has drastically changed the landscape of our everyday world. So it shouldn’t come as a surprise that advancing technology has a particularly far-reaching impact on members of the older generations. Today’s seniors are using this world of new possibilities to live longer, more…
Read MoreCoronavirus, DOW Drops 3,600 points in the last 2 weeks – “What the heck do we do, John?” My thoughts ….
Likely, you have been consuming too much news lately, so I wanted to provide you with my thoughts. So, here we go: No doubt, a significant drop (like 3,600 points in the DOW) is unsettling, and the media LOVES the headlines – Fear sells. The stock market has been pretty “overbought” and ready for…
Read MoreFrom the Desk of John Vance
Kicking off the quarter, Carmen and I took a trip to Kauai, where we sought out adventure. We went zip-lining, took a helicopter ride, rode ATVs, and enjoyed a zodiac boat ride along the Na Pali Coast. I spent much of the quarter out in the community, as well, participating in a couple of great…
Read More2020 Q1 Investment Update
Economists called for a recession in 2019; the market didn’t answer. We came off a record-setting year where we saw the most significant market gains since 2013. In a year where many called for a recession (not us), we would say that is pretty good. Now those same individuals say it will happen in 2020…
Read MoreSECURE Act of 2019
For some time now, we’ve been following the SECURE Act as it made its way through Congress. Now the retirement savings reform bill has become law, and we wanted to offer an update on its provisions. The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 broadens the effectiveness of individual retirement…
Read MoreFrom the Desk of John Vance – Learning & Laughing All Summer Long
The professional highlight of our third quarter at Vance Wealth was a three-day Raymond James educational conference in the beautiful Ojai Valley. Raymond James always presents fresh and innovative content that allows us to better serve our clients. In early September, the Ojai conference did not disappoint. The top 40 advisors from the West Coast…
Read MoreFrom the Desk of John Vance
To Our Vance Wealth Friends and Family, Sometimes it feels like we spend the whole year waiting for the dog days of summer, only to say goodbye to them too quickly. But this year, we really soaked up the best of our summer with multiple trips to the water and many meals that brought the…
Read More2019 Q4 Investment Update
The first three quarters of 2019 rapidly passed but not without noteworthy market performance. While the markets appeared flat last quarter, they were not sideways. In fact, that would be far from the truth. The S&P 500 peaked on July 26th at 3,025* but shortly after experienced a downside volatility. August was full of “ups…
Read MoreVance Wealth Team Spotlight – Meet Tyler Tilton, Wealth Advisor
A numbers guy at heart, Wealth Advisor Tyler Tilton quickly realized the true joy of financial planning was building relationships. Armed with a degree in finance, Tyler entered the financial services industry as an analyst, but within his first year, he learned his professional life needed something more – the satisfaction of helping others. On…
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