STAYING THE COURSE: CONFIDENCE IN UNCERTAIN TIMES

At Vance Wealth, we understand how uneasy financial headlines can feel — because we’re investors, too. We’ve built our lives, our careers, and our futures on the same principles we recommend to you. And that’s exactly why we believe now is the time to lean into long-term perspective. We’re in a period where interest rates remain elevated, markets are adjusting to shifting economic signals, and the changes that come with a new Administration are adding to the uncertainty. But none of this changes what we know to be true: volatility is normal — and reacting emotionally to short-term swings is rarely the path to lasting success. Market movement isn’t new — and neither is the temptation to chase returns or retreat to cash. But through decades of guiding clients through highs and lows, we’ve seen one thing prove itself time and again: the most successful investors are the ones who stay the course. As part of our process, we continue to focus on the fundamentals that support long-term success:

• Rebalancing your portfolio to stay aligned with your risk
  tolerance
• Reviewing your tax strategy, including opportunities for
  proactive savings
• Sticking with a diversified plan that’s designed to weather
  uncertainty — not avoid it
• Tax Loss Harvesting — when appropriate, we look for
  opportunities to realize investment losses that can
  offset gains and reduce your overall tax liability, without
  compromising your long-term strategy
  
  In moments like these, our job is to help you tune out the noise, revisit your plan, and focus on what you can control. Staying invested isn’t about ignoring change; it’s about responding with clarity, not fear. That’s what your team at Vance Wealth is here for — and always will be. For informed, actionable guidance that goes beyond the headlines, subscribe to our YouTube channel, visit the Vance Wealth blog, or explore the Simplify365® Knowledge Center.