planning

CalSavers Penalties on the Horizon

VanceWealth February 23, 2022 Business Owner

CalSavers is getting ready to impose penalties on employers with more than 100 workers with no retirement plan who haven’t registered—and it’s not cheap. Read more. It is important to understand the business requirement of CalSavers vs. a qualified retirement plan. Learn the difference. At Advanced 401k Solutions, we collaborate with employers to align their retirement plans with their company goals. All while helping meet California State requirements. If you are an employer with 5 or more employees, please reach …

Setting Goals That Stick In Life & Business

VanceWealth February 3, 2022 Business Owner, Financial Planning

As a business owner, your success is only as strong as the foundation it’s built on: you. If you’re not operating at your best, you can’t give your best to your business. That’s why it’s important to start your business planning with a big-picture view of your life and personal finances. By aligning your business and personal goals, you can achieve more across the board. Setting goals is one thing; however, achieving goals is another. At Vance Wealth, we’ve learned the trick …

Restoring Confidence: After the loss of a spouse the last thing you want to worry about is Money.

VanceWealth August 24, 2021 Loss of a Loved One

The loss of a spouse is something we spend nearly our entire lives fearing, which also means we don’t typically spend a lot of time thinking — or planning — for this kind of event. But in a moment of devastating pain, having a plan gives you the confidence to focus on what really matters, rather than worrying about where the money will come from. “It’s our job to help you protect those who matter most, and that’s more than …

Vance Team Member Spotlight: Chris Pelch

VanceWealth July 22, 2021 Team Update

When Chris Pelch came back to Vance Wealth, it was like returning home to family. As Chief Operating Officer, Chris helps strengthen and support the team every day, while continuing to help clients achieve more in business and life. He most enjoys working with a team of people he respects and admires, and he’s uniquely qualified to help Vance Wealth grow according to plan. With a background in education and a master’s degree in business administration, Chris is perfectly positioned …

4 Keys to a Strong Financial Foundation for business owners

VanceWealth April 28, 2021 Business Owner, Financial Planning, Retirement

At Vance Wealth, we believe financial planning should empower you to achieve what matters most. Our thoughtful process is designed to help you stay the course when things are working, and embrace change when it’s needed to forge a path to something greater. For business owners, this includes a financial plan for your company that’s as comprehensive as your personal plan – and it all starts with four best practices that set up every business for success. “One of the …

Daily Steps To Long Term Success – The Importance of Operational Efficiency for Business Owners

VanceWealth April 27, 2021 Achieve More, Business Owner, Community

If a financial plan is a company’s roadmap to success, then its operations are the daily steps to achieve that success. That’s why it’s so important to have a financial planning team that not only understands your goals, but also offers the tools and advice to help you put them in motion. After all, your planning is only as effective as your operations. “One of the areas we create a constant conversation around is implementation, for business owners, that means …

With the Election Looming, Have the Results Mattered Historically for Markets?

VanceWealth November 3, 2020 Market Commentary, Market Update, Political Commentary

It has been argued that the upcoming election on November 3rd between Democratic presidential nominee Joe Biden and the incumbent Republican president Donald Trump, is the most important election in history. I am not here to argue that; I believe every election is important. But, while important, has it really mattered who won (Democrat or Republican) historically for the markets? The short answer is no. In terms of overall market performance, we’ve seen the markets do well under Republican …

Financial Planning During Divorce: How To Take Control With Grace

VanceWealth September 1, 2020 Divorce Digest

Financial Planning During Divorce Proper financial planning during divorce is crucial to protect what’s yours and stay focused on what matters. Here are 10 tips to approaching divorce with financial savvy. At Vance Wealth, we’ve sat with clients as they approach some of the most challenging turning points of their lives. When it comes to divorce, one of the things that scares people the most is the uncertainty and loss of control. That’s why we work as advocates for our …

3 Myths & Truths About College Savings That Will Raise Your Spirits

VanceWealth May 27, 2020 Uncategorized

College savings can feel like an impossible task thanks to these three common myths; however, the truth is bound to lift your spirits and help you get started. For many families, saving for college is such a daunting task that it ends up feeling more defeating than empowering. There are a handful of myths and misconceptions about the college savings process that can be even more immobilizing, preventing parents from ever getting started. At Vance Wealth, it’s our mission …

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