Team snip 1016x672 - When the world is changing … so should your financial plan

When the world is changing … so should your financial plan

VanceWealth Achieve More, Business Owner, Market Commentary, Market Update

Since the coronavirus outbreak, planning ahead has never felt more difficult. From revenue projections to school schedules, our daily lives have been focused on short-term solutions without much guarantee of what the future may hold. We’ve been running our businesses and lives in survival mode because, for a time, it was necessary. But at some point, we must pivot or get left behind. “It’s easy to stick with the old way of thinking – to refuse to adapt to the …

JV JF TT - With the Election Looming, Have the Results Mattered Historically for Markets?

With the Election Looming, Have the Results Mattered Historically for Markets?

VanceWealth Market Commentary, Market Update, Political Commentary

It has been argued that the upcoming election on November 3rd between Democratic presidential nominee Joe Biden and the incumbent Republican president Donald Trump, is the most important election in history. I am not here to argue that; I believe every election is important. But, while important, has it really mattered who won (Democrat or Republican) historically for the markets? The short answer is no.   In terms of overall market performance, we’ve seen the markets do well under Republican …

061218 Vance Wealth Marketing Day 2 SchlickArt 6627SRGBlowres 1016x678 - 2020 Q3 Investment Update – To Open or Not to Open? That is the Question.

2020 Q3 Investment Update – To Open or Not to Open? That is the Question.

VanceWealth Market Commentary, Market Update

Every individual and local government is asking themselves this same question. It is a constant struggle and well known that the virus has impacted everyone to varying degrees. How do you balance the economic and financial impact of the “Stay at Home” order, while also safely open the economy to get people back to work and keep food on the table? As Fed Chair Powell noted, “the coronavirus has taken a human and economic toll, and the burden has fallen …

Group TT PH Natasha 1016x677 - Do I have enough to retire with the lifestyle I had planned?

Do I have enough to retire with the lifestyle I had planned?

VanceWealth Market Update, Retirement

If there’s one thing for certain, it’s that most of us don’t like uncertainty. It’s inherent in our nature, we like safety and security. If you’re nearing retirement, you’re probably asking yourself, “do I have enough to retire, with the lifestyle I had planned?” As simple as it sounds, living comfortably comes down to cash flow. You need to analyze your timing, your expected future income, your spending desire, and your portfolio characteristics, such as risk tolerance and asset allocation. …

061218 Vance Wealth Marketing Day 2 SchlickArt 7182SRGBlowres 1016x813 - 2020 Q2 Investment Update

2020 Q2 Investment Update

VanceWealth Market Commentary, Market Update

2020 Q2 Investment Update The COVID-19 outbreak has led to unprecedented volatility and tremendous declines in wealth, but we have faith that once the pandemic is defeated, the wild swings in the financial markets will subside and prosperity will return. But, what cannot be so easily recovered is the loss of a job, the loss of a business, or, worst of all, the loss of a loved one. While it is our duty to provide timely market insights, please know …

061218 Vance Wealth Marketing Day 2 SchlickArt 6627SRGBlowres 1016x678 - JOHN VANCE NAMED TO FORBES’ LIST OF BEST-IN-STATE WEALTH ADVISORS

JOHN VANCE NAMED TO FORBES’ LIST OF BEST-IN-STATE WEALTH ADVISORS

Shanele Stoll Business Owner, Market Commentary, Market Update, Team Update

SANTA CLARITA, CA – John Vance Founder and President of Vance Wealth located at 26491 Summit Circle, was among the Raymond James-affiliated advisors named to the Forbes list of Best-In-State Wealth Advisors. The list, which recognizes advisors from national, regional and independent firms, was released online January, 16, 2020.   The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative …

061218 Vance Wealth Marketing Day 2 SchlickArt 6810SRGBlowres 1016x677 - Coronavirus, DOW Drops 3,600 points in the last 2 weeks - “What the heck do we do, John?” My thoughts ….

Coronavirus, DOW Drops 3,600 points in the last 2 weeks – “What the heck do we do, John?” My thoughts ….

VanceWealth Market Commentary, Market Update

Likely, you have been consuming too much news lately, so I wanted to provide you with my thoughts. So, here we go:   No doubt, a significant drop (like 3,600 points in the DOW) is unsettling, and the media LOVES the headlines – Fear sells. The stock market has been pretty “overbought” and ready for “something” to interrupt the run. Input has been consistent that the fundamentals of the economy remain strong (low unemployment, solid balance sheets, etc.), and this …

061218 Vance Wealth Marketing Day 2 SchlickArt 7182SRGBlowres 1016x813 - 2020 Q1 Investment Update

2020 Q1 Investment Update

VanceWealth Market Commentary, Market Update

Economists called for a recession in 2019; the market didn’t answer. We came off a record-setting year where we saw the most significant market gains since 2013. In a year where many called for a recession (not us), we would say that is pretty good. Now those same individuals say it will happen in 2020 or 2021. Well, even a broken clock is right twice a day. Looking ahead, we can’t predict what 2020 will bring in terms of economies, …

Pic - 2019 Q4 Investment Update

2019 Q4 Investment Update

VanceWealth Market Update, Tax Issues

The first three quarters of 2019 rapidly passed but not without noteworthy market performance. While the markets appeared flat last quarter, they were not sideways. In fact, that would be far from the truth. The S&P 500 peaked on July 26th at 3,025* but shortly after experienced a downside volatility. August was full of “ups and downs” with the market bouncing between a trading range. September allowed the market to turn positive for the quarter but gave most of those …

JV full shot 1016x1524 - Time in the market versus timing the market

Time in the market versus timing the market

VanceWealth Market Commentary, Market Update

I had a few thoughts this week after meeting with my Investment Committee and other top economists that I wanted to share, as a quick reminder before we encounter the next wave of market ups and downs: Volatility isn’t going away, and that means the risk of more market sell-offs.  But for stock investors, the answer isn’t trying to guess when to get in and out of the market. 2. “Time in the market versus timing the market” has proven to be a …