Providing Support When Life Changes Unexpectedly

“They’re more than clients, Her husband was a wonderful person—always kind and very funny. We all felt his loss. That’s why you don’t just ‘manage’ the process. You honor it.”

When a longtime client recently lost her husband, she wasn’t alone in figuring out what came next. We believe true financial planning means preparing for life’s uncertainties—and being there when you’re needed most.

How Thoughtful Planning Helps During Difficult Transitions

Wealth Advisor Niall Shaffery, CFP®, supported a beloved client through one of life’s most difficult transitions: the loss of her husband. After the news came, he didn’t wait to be called. He gave her time—but not distance—checking in regularly to offer support, answer questions, or simply be present.

“There’s not a lot of time to process everything,” Niall said. “But that’s when it matters most to be thoughtful, clear and ready to act.”

A Plan in Place Makes a Meaningful Difference

Because the couple had worked with Vance Wealth for years, the framework was already in place. Niall and the team had built a plan that anticipated the unknowns. So, when the time came, they were able to activate what had already been thoughtfully prepared—confirming income sources, securing survivor benefits, reviewing trust documents, and handling every detail with care.

But even with a plan to follow, it was never just about checking boxes.

The Human Side of Financial Planning

For this client, that meant stability and reassurance during a time when those feelings were rare. For Niall, it meant doing what he’s always done—standing beside his clients through life’s hardest decisions, ready to help when the path forward feels uncertain.

Stories like this remind us that our work is about more than plans or portfolios—it’s about people, relationships, and the privilege of walking beside them through every season of life.

Our Promise: Support Through Every Life Event

That’s what we promise every client: to walk beside you through life’s most meaningful moments—helping you protect what matters most, and giving you the confidence to carry on.

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Disclosures

This material is for educational and informational purposes only and does not constitute personalized financial, tax, or legal advice. Vance Wealth does not provide tax or legal advice. You should contact your tax advisor and/or attorney before making any decisions with tax or legal implications.

Any opinions or quotes included reflect the personal perspectives of the individuals and may not reflect the views of Vance Wealth, LLC. Testimonials are not indicative of future results and do not guarantee performance or outcomes.

Past financial decisions or planning results do not guarantee future performance. All strategies should be evaluated with a qualified professional based on your individual circumstances.