Market Commentary
Keeping Calm – Even in Crisis
So much of what we aspire to in financial planning is simply freedom â freedom of your time, freedom to pursue opportunity, freedom to achieve purpose. When it allows you to live the life youâve always imagined, working toward financial independence is a very empowering experience. But the recent global pandemic has challenged our notion…
Read MoreThe Value of a Financial Advisor
Take any successful athlete and you will find a brilliant coach by their side. On their own, the athlete can oftentimes obtain great results, but with the guidance, experience and insight of their coach, new levels of success can be achieved. Youâll find this in many professions, as executive coaches, business coaches and life coaches…
Read MoreHow to fix the student loan crisis NOW!! Letâs get creative. Need Action TODAY
Stats/Facts: Total Student Loan Debt:Â $1.56 trillion Total U.S. Borrowers With Student Loan Debt:Â 44.7 million Average Student Loan Debt:Â $32,731 Average Student Loan Payment:Â $393 (Source: As of 3Q 2019, Federal Reserve & New York Federal Reserve) How to solve this: Step 1: Â Issue $1.5 trillion in 30 year treasury bonds at 1.75% (as 3/19) Step…
Read MoreJOHN VANCE NAMED TO FORBESâ LIST OF BEST-IN-STATE WEALTH ADVISORS
SANTA CLARITA, CA â John Vance Founder and President of Vance Wealth located at 26491 Summit Circle, was among the Raymond James-affiliated advisors named to the Forbes list of Best-In-State Wealth Advisors. The list, which recognizes advisors from national, regional and independent firms, was released online January, 16, 2020. The Forbes ranking of Best-In-State…
Read MoreCoronavirus, DOW Drops 3,600 points in the last 2 weeks – âWhat the heck do we do, John?â My thoughts âŠ.
Likely, you have been consuming too much news lately, so I wanted to provide you with my thoughts. So, here we go: No doubt, a significant drop (like 3,600 points in the DOW) is unsettling, and the media LOVES the headlines – Fear sells. The stock market has been pretty âoverboughtâ and ready for…
Read More2020 Q1 Investment Update
Economists called for a recession in 2019; the market didnât answer. We came off a record-setting year where we saw the most significant market gains since 2013. In a year where many called for a recession (not us), we would say that is pretty good. Now those same individuals say it will happen in 2020…
Read MoreTime in the market versus timing the market
I had a few thoughts this week after meeting with my Investment Committee and other top economists that I wanted to share, as a quick reminder before we encounter the next wave of market ups and downs: Volatility isnât going away, and that means the risk of more market sell-offs. But for stock investors, the…
Read More2019 Mid â Year Investment Update
Greetings, Even though accounts are positive year-to-date after a swift recovery from the Q4 2018 volatility, most people do not realize that the S&P 500 has been essentially flat since the market peaked back on January 26, 2018 (S&P 500: 2,872) over 18 months ago. The S&P 500 closed August 12th at 2,883, only +0.38%…
Read More2019 Mid-Year Investment Update â âFor the Recordâ
As we conclude Quarter 2 and look forward to the remainder of 2019, the S&P 500 just posted its best first half market performance in 22 years. This comes on the heels of an extremely volatile Q4 2018 due to slowing global growth concerns, trade issues and tariff talks, and a flat/inverted yield curve that…
Read MoreIs now a good time to invest?
Q: Is now a good time to invest? Jerrod Ferguson: âThe answer to this question always depends on one thing: When will you need to use the money? Once we know your time horizon and long term financial goals, we can determine how much risk you should take on those investments. If youâre going…
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