Team snip 1016x672 - When the world is changing … so should your financial plan

When the world is changing … so should your financial plan

VanceWealth Achieve More, Business Owner, Market Commentary, Market Update

Since the coronavirus outbreak, planning ahead has never felt more difficult. From revenue projections to school schedules, our daily lives have been focused on short-term solutions without much guarantee of what the future may hold. We’ve been running our businesses and lives in survival mode because, for a time, it was necessary. But at some point, we must pivot or get left behind. “It’s easy to stick with the old way of thinking – to refuse to adapt to the …

JV JF TT - With the Election Looming, Have the Results Mattered Historically for Markets?

With the Election Looming, Have the Results Mattered Historically for Markets?

VanceWealth Market Commentary, Market Update, Political Commentary

It has been argued that the upcoming election on November 3rd between Democratic presidential nominee Joe Biden and the incumbent Republican president Donald Trump, is the most important election in history. I am not here to argue that; I believe every election is important. But, while important, has it really mattered who won (Democrat or Republican) historically for the markets? The short answer is no.   In terms of overall market performance, we’ve seen the markets do well under Republican …

061218 Vance Wealth Marketing Day 2 SchlickArt 6627SRGBlowres 1016x678 - 2020 Q3 Investment Update – To Open or Not to Open? That is the Question.

2020 Q3 Investment Update – To Open or Not to Open? That is the Question.

VanceWealth Market Commentary, Market Update

Every individual and local government is asking themselves this same question. It is a constant struggle and well known that the virus has impacted everyone to varying degrees. How do you balance the economic and financial impact of the “Stay at Home” order, while also safely open the economy to get people back to work and keep food on the table? As Fed Chair Powell noted, “the coronavirus has taken a human and economic toll, and the burden has fallen …

061218 Vance Wealth Marketing Day 2 SchlickArt 7182SRGBlowres 1016x813 - 2020 Q2 Investment Update

2020 Q2 Investment Update

VanceWealth Market Commentary, Market Update

2020 Q2 Investment Update The COVID-19 outbreak has led to unprecedented volatility and tremendous declines in wealth, but we have faith that once the pandemic is defeated, the wild swings in the financial markets will subside and prosperity will return. But, what cannot be so easily recovered is the loss of a job, the loss of a business, or, worst of all, the loss of a loved one. While it is our duty to provide timely market insights, please know …

CARES - Coronavirus aid, Relief and Economic Security (CARES) Act of 2020

Coronavirus aid, Relief and Economic Security (CARES) Act of 2020

VanceWealth Market Commentary, Political Commentary

$2.5 trillion stimulus package passed on March 27, 2020, aimed at providing some financial relief to small businesses and their employees amid the coronavirus pandemic. How does this affect retirees? Temporary waiver of Required Minimum Distribution (RMD) rules Participants who have or are required to take a minimum distribution in 2020 based on the value of their December 31, 2019 account balance now have the option to suspend their distribution. Those who have seen a decline in their retirement accounts …

VW Q2 Newsletter pic COVER 1016x677 - Keeping Calm - Even in Crisis

Keeping Calm – Even in Crisis

VanceWealth Market Commentary

So much of what we aspire to in financial planning is simply freedom – freedom of your time, freedom to pursue opportunity, freedom to achieve purpose. When it allows you to live the life you’ve always imagined, working toward financial independence is a very empowering experience. But the recent global pandemic has challenged our notion of freedom on many fronts. We’re learning to live with new limitations as we put the health and safety of our loved ones and neighbors …

Group TT PH Natasha 1016x677 - The Value of a Financial Advisor

The Value of a Financial Advisor

VanceWealth Market Commentary, Retirement, Uncategorized

Take any successful athlete and you will find a brilliant coach by their side. On their own, the athlete can oftentimes obtain great results, but with the guidance, experience and insight of their coach, new levels of success can be achieved. You’ll find this in many professions, as executive coaches, business coaches and life coaches can take individuals to new heights, professionally and personally. Financial advisors are no different. As the ‘quarterback’ for their client, the added value of working …

Student Debt withLogo - How to fix the student loan crisis NOW!!  Let’s get creative. Need Action TODAY

How to fix the student loan crisis NOW!! Let’s get creative. Need Action TODAY

VanceWealth Market Commentary, Political Commentary

Stats/Facts: Total Student Loan Debt: $1.56 trillion Total U.S. Borrowers With Student Loan Debt: 44.7 million Average Student Loan Debt: $32,731 Average Student Loan Payment: $393 (Source: As of 3Q 2019, Federal Reserve & New York Federal Reserve)   How to solve this: Step 1:   Issue $1.5 trillion in 30 year treasury bonds at 1.75% (as 3/19) Step 2:   Refinance all debt at 2.5% over 29 years & delay current payments until 4/1/2021   Results: US government earns 0.75% spread = $11.250 …

061218 Vance Wealth Marketing Day 2 SchlickArt 6627SRGBlowres 1016x678 - JOHN VANCE NAMED TO FORBES’ LIST OF BEST-IN-STATE WEALTH ADVISORS

JOHN VANCE NAMED TO FORBES’ LIST OF BEST-IN-STATE WEALTH ADVISORS

Shanele Stoll Business Owner, Market Commentary, Market Update, Team Update

SANTA CLARITA, CA – John Vance Founder and President of Vance Wealth located at 26491 Summit Circle, was among the Raymond James-affiliated advisors named to the Forbes list of Best-In-State Wealth Advisors. The list, which recognizes advisors from national, regional and independent firms, was released online January, 16, 2020.   The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative …

061218 Vance Wealth Marketing Day 2 SchlickArt 6810SRGBlowres 1016x677 - Coronavirus, DOW Drops 3,600 points in the last 2 weeks - “What the heck do we do, John?” My thoughts ….

Coronavirus, DOW Drops 3,600 points in the last 2 weeks – “What the heck do we do, John?” My thoughts ….

VanceWealth Market Commentary, Market Update

Likely, you have been consuming too much news lately, so I wanted to provide you with my thoughts. So, here we go:   No doubt, a significant drop (like 3,600 points in the DOW) is unsettling, and the media LOVES the headlines – Fear sells. The stock market has been pretty “overbought” and ready for “something” to interrupt the run. Input has been consistent that the fundamentals of the economy remain strong (low unemployment, solid balance sheets, etc.), and this …